Journal of Economic and Islamic Research

Analisis Komparatif Hukum Ekonomi Syariah dan Undang-Undang Nomor 22 Tahun 2001 Terhadap Penimbunan BBM Bersubsidi

Roshiful Aqli Qosyim — Sun, 15 Jun 2025 00:00:00 +0000

ABSRTACT

This article aims to find out the review of sharia economic law and Law No. 22 of 2001 on subsidized fuel hoarding, the object of this study is hoarding carried out by individuals or groups on fuel subsidized by the government for personal gain. The research method used is qualitative with a literature study approach in the form of collecting information by means of literature review in articles and online journals. This study resulted in the conclusion that hoarding of fuel subsidized by the government can harm the community and also the state. As well as the application of criminal sanctions that will be imposed on hoarding perpetrators in accordance with Law No. 22 of 2001 concerning Oil and Gas and Earth.

Keywords: Hoarding, Fuel, Law No. 22 of 2001.

Aktifitas Pembelajaran Bagi Anak Usia Dini dalam Meningkatkan Kematangan Karakter Religius

Muhaiminah Darajat — Sun, 15 Jun 2025 00:00:00 +0000

ABSTRACT. This article aims to describe the character values ??of brotherhood with the principle of psychology through religious activities and culture at Al-Ikhlas Elementary School, Lumajang Regency, East Java—data collection techniques employed observation, interviews, and documentation studies. The main data sources were the principal, vice principal, and homeroom teacher. The stages of data analysis followed the pattern of the reduction stage, data presentation stage, making temporary conclusions, and verification activities. The research findings concluded that character education at Al-Ikhlas Elementary School was developed using the whole school development approach, namely the alignment of the vision and mission of quality character education effectively and efficiently. In addition, the application of character education is formed in the interaction of teachers and students with respect, empathy, and affection. Good social interaction between students is also controlled by teachers to create an attitude of mutual respect and a comfortable atmosphere in learning and will encourage students to excel in the school environment.

Keywords: learning activities, early childhood, character, religious

Alternatif Penyelesaian Sengketa Wanprestasi dalam Perjanjian Jual Beli Boot Semi Container di Any Tea Jombang Menurut Hukum Islam

Laily Fitria Ramadhani, Norma Fitria — Sun, 15 Jun 2025 00:00:00 +0000

The development of the era with the influence of default or better known as broken promises makes alternative methods one of the choices to reduce the costs given in the dispute resolution process. This study examines alternative dispute resolution for default in the sale and purchase of semi-container booths at Any Tea Jombang according to Islamic law.The method applied by islah in creating peace in disputes includes the implementation of obligations and avoidance of prohibitions, placing everything according to its function, applying the principles of justice, forgiveness, and sending a message of peace.The method used is a juridical-empirical legal research with a case study approach. Data were obtained from interviews and literature studies. The results show that Islamic law encourages peaceful resolution through mediation. The study also identifies important factors in the application of settlement, and recommends including a settlement clause in the sale and purchase agreement.The results of this study are that the dispute process can be resolved using the mediation system and the islah system in the process, so that the cancellation of the contract does not occur and the sale and purchase process continues by fulfilling the pillars and conditions. In Islamic law, the mediation system is better known as islah, which is the process of achieving peace, so that the islah method is used in the alternative dispute resolution system, so that successful mediation or islah can "restore" a contract that was previously threatened with cancellation due to default.

Analisis Pendapatan Jual Beli Terhadap Profitabilitas dengan BOPO Sebagai Variabel Moderating

Hanifah Hanifah, Bambang Haryadi — Sun, 15 Jun 2025 00:00:00 +0000

This research aims to determine the effect of sales/buying and selling income on profitability at Islamic commercial banks in Indonesia which is moderated by operational costs on operational income (BOPO). This research uses secondary data with a quantitative descriptive analysis method, which uses purposive sampling to determine the sample. Data collection methods through observation and documentation. The research results show that there is an influence of sales/buying and selling income on profitability (ROE) both before interacting with the moderating variable and after interacting. The difference is, before BOPO and the predictor variables interact, the effect is significantly positive, but after interacting the effect is significantly negative.

Strategi Manajemen Sumber Daya Manusia Berbasis Syariah pada UMKM Batik Madura

Akh. Fawaid, Moh Holis, Sayyidi Sayyidi — Sun, 15 Jun 2025 00:00:00 +0000

This study aims to analyze the sharia-based human resource (HR) management strategy in batik Micro, Small, and Medium Enterprises (MSMEs) in Pamekasan Regency. Batik MSMEs are one of the leading sectors in the region that not only contribute to the local economy but also preserve Madurese cultural heritage. In HR management, there are still many MSME actors who have not implemented a structured management system, even though the integration of sharia values ??can be a solution to create a productive and ethical work climate. This study uses a descriptive qualitative approach with data collection techniques in the form of in-depth interviews, observations, and documentation on several batik MSME actors. The results of the study indicate that values ??such as honesty (?idq), amanah, justice, and deliberation have begun to be implemented, although they have not been fully integrated into the HR management system. The main inhibiting factors are limited understanding and the absence of practical guidelines on sharia-based HR management. Therefore, this study recommends the need for managerial and spiritual training for batik MSME actors to support more Islamic and professional HR management.

Akselerasi Filantropi Islam Melalui UMKM terhadap Pertumbuhan Ekonomi Makro di Indonesia

Nurus Sa'adah — Sun, 15 Jun 2025 00:00:00 +0000

Penelitian ini membahas tentang peran filantropi isIam (zakat, infaq, sedekah dan wakaf) dalam pertumbuhan ekonomi makro di Indonesia melalui UMKM. Penulis menjelaskan pentingnya ZISWAF dalam memberdayakan masayarakat kecil khususnya yang berada pada posisi rendah. Dana ZISWAF dapat dialokasikan untuk mendukung dan memberdayakan UMKM berupa memberikan modal usaha serta menyelenggarakan pelatihan dan pendampingan untuk meningkatkan keterampilan dan kapasitas masyarakat mikro. Metode penelitian yang digunakan adalah metode literatur atau kajian pustaka yang difokuskan pada analisis dan sintesis karya tulis dan data yang relevan dengan pembahasan penelitian, hasil penelitian menunjukkan bahwa akselerasi filantropi isIam melalui UMKM terhadap pertumbuhan ekonomi makro di Indonesia memiliki dampak positif pada kehidupan sosial keagamaan, pemerataan pembangunan, pengentasan kemiskinan, mengurangi angka pengangguran, dan pertumbuhan ekonomi. Jika dikelola dengan maksimal keberadaan ZISWAF akan memberikan dampak positif berupa dorongan yang signifikan pada pertumbuhan ekonomi. Maka dari itulah yang harus ditekankan bahwa pemerintah harus memberikan dukungan yang lebih besar dalam memanfaatkan potensi instrumen ZISWAF di Indonesia.

Integrasi Fintech dan Perbankan Syariah: Membangun Ekosistem Keuangan Digital yang Berkelanjutan

Mustaqim Makki, Zaenol Hasan — Sun, 15 Jun 2025 00:00:00 +0000

The development of digital technology has spurred the emergence of financial technology (fintech) capable of providing financial services quickly, efficiently, and inclusively.In the context of Islamic finance, Sharia fintech becomes a potential solution to support Sharia banking, especially in reaching communities that have not been optimally served.However, the integration between fintech and Islamic banking still faces several challenges, both in terms of regulation, Sharia compliance, and the readiness of infrastructure and digital literacy of the community.This research is a literature study aimed at examining the opportunities, challenges, and direction of integrating fintech and Islamic banking in building a sustainable digital financial ecosystem.The method used is qualitative analysis of current scientific sources and sharia financial policies.The study results indicate that the integration of fintech and Islamic banking can enhance financial inclusion, promote halal product innovation, and strengthen the economy of the community.However, strengthening governance, synergy between institutions, and Sharia supervision that is adaptive to technology are needed.This study recommends the development of an inclusive sharia digital financial ecosystem, based on sharia principles, and oriented towards sustainability.

Pengaruh Penggunaan Bahasa Inggris Terhadap Pemahaman Mahasiswa dalam Pembelajaran Akuntansi Syariah

Sun, 22 Jun 2025 00:00:00 +0000

Penelitian ini bertujuan untuk mengetahui pengaruh penggunaan Bahasa Inggris terhadap pemahaman mahasiswa dalam pembelajaran akuntansi syariah pada Jurusan Bisnis Politeknik Negeri Lhokseumawe. Dengan menggunakan pendekatan kuantitatif dan metode asosiatif, penelitian ini menguji hubungan sebab-akibat antara dua variabel: penggunaan Bahasa Inggris dalam pembelajaran (variabel X) dan pemahaman mahasiswa terhadap materi akuntansi syariah (variabel Y). Populasi penelitian adalah mahasiswa yang telah mengikuti mata kuliah akuntansi syariah dengan Bahasa Inggris sebagai bahasa pengantar, dan sampel diambil secara purposive sampling. Data dikumpulkan melalui kuesioner berbasis skala Likert, kemudian dianalisis menggunakan regresi linear sederhana dengan SPSS. Hasil penelitian ini diharapkan memberikan gambaran mengenai sejauh mana penggunaan Bahasa Inggris memengaruhi tingkat pemahaman mahasiswa terhadap materi akuntansi syariah, serta implikasinya terhadap efektivitas proses pembelajaran.

Analisis Praktik Barter Digital dalam Perspektif Muamalah Syariah: Studi pada Platform Marketplace Lokal

Unsilaturrohmah Unsilaturrohmah, Moh Mardi — Sun, 22 Jun 2025 00:00:00 +0000

Penelitian ini bertujuan untuk menganalisis praktik barter digital pada platform marketplace lokal dalam perspektif muamalah syariah. Barter digital merupakan bentuk transaksi yang berkembang pesat seiring kemajuan teknologi, di mana pengguna menukarkan barang atau jasa tanpa melibatkan uang. Dengan pendekatan kualitatif melalui studi kepustakaan dan observasi data empiris, penelitian ini menemukan bahwa mayoritas transaksi barter digital telah sesuai dengan prinsip syariah, seperti kehalalan objek akad, kejelasan akad, dan kesepakatan sukarela. Namun, tantangan masih ditemukan pada aspek transparansi nilai tukar, kejelasan deskripsi barang/jasa, serta keberadaan barang syubhat. Platform digital memiliki peran penting dalam memastikan transaksi sesuai syariah, termasuk melalui fitur escrow, edukasi pengguna, dan regulasi konten. Penelitian ini merekomendasikan pengembangan fitur kalkulator nilai barter dan kebijakan yang lebih ketat terhadap barang/jasa yang tidak sesuai syariah. Hasil studi ini diharapkan memberikan kontribusi teoretis dan praktis dalam pengembangan transaksi digital berbasis syariah.

Dampak Psikologi Konsumen Terhadap Strategi Branding Nasional dalam Upaya Pemerintah Meningkatkan Kesadaran Produk Lokal

Ramadhan Razali, Luthfy Arwiya — Sun, 22 Jun 2025 00:00:00 +0000

Penelitian ini membahas pengaruh psikologi konsumen terhadap strategi branding nasional untuk meningkatkan kesadaran produk lokal di tengah persaingan global. Pemahaman perilaku konsumen, seperti persepsi, sikap, dan motivasi, sangat penting dalam merancang strategi branding yang efektif. Dengan menggunakan metode kualitatif dan kajian literatur, penelitian ini menunjukkan bahwa strategi branding yang sesuai dengan wawasan psikologi konsumen, seperti penekanan pada kualitas dan keunikan produk lokal, dapat meningkatkan rasa percaya dan minat beli. Pemerintah juga berperan penting melalui kampanye pemasaran, edukasi, dan penguatan identitas nasional untuk mendukung kesadaran dan kecintaan terhadap produk lokal. Penelitian ini menyimpulkan bahwa branding yang berbasis pemahaman psikologi konsumen dapat memperkuat kesadaran dan loyalitas terhadap produk lokal.

Tinjauan Ekonomi Syariah Tentang Pemberlakuan Tarif Ekspor Amerika Serikat

Abdul Majid, Imam Mawardi — Sun, 22 Jun 2025 00:00:00 +0000

The imposition of export tariffs by the United States on several of its trading partners has triggered significant global economic impacts. From the perspective of Islamic economics, such policies require in-depth analysis, as they may lead to injustice in international trade—contrary to the core principles of justice (al-‘adalah), balance (tawazun), and mutual benefit (maslahah) upheld in the Islamic economic system. This study aims to examine U.S. export tariff policies through a qualitative-descriptive approach based on Islamic economic principles. The findings indicate that excessive protectionism, such as high export tariffs, can distort markets, harm developing countries, and exacerbate global economic inequality. Within the framework of maqashid al-shariah, these policies may hinder the realization of public welfare (maslahah ‘ammah). Therefore, a more equitable and balanced approach to international trade is necessary—one that emphasizes ethical and moral principles rooted in Islam. This study recommends more inclusive international dialogue and the implementation of global trade policies aligned with the values of social and economic justice in Islam.

Implementasi Strategi Marketing Wakaf Uang di LAZISMU Pamekasan

Azis Ashari, Moh Ramin; Haifatul Hasanah — Sun, 22 Jun 2025 00:00:00 +0000

Wakaf uang/wakaf tunai adalah salah satu bentuk pengumpulan dana yang dipraktekkan oleh lembaga filantropi untuk kegiatan sosial keagamaan. Wakaf uang menjadi salah satu alternatif mengumpulkan dana secara kolektif. Wakaf uang dialokasikan untuk program yang memiliki nilai jangka panjang seperti pembangunan fasilitas umum, sarana ibadah dan pendidikan dan pengadaan sarana sosial berupa ambulance dan mobil sosial. Lazismu Pamekasan adalah lembaga filantropi yang melakukan penghimpunan wakaf tunai. Ekspansi pemasaran wakaf tunai dilakukan dengan menggunakan strategi marketing guna menyasar masyarakat luas. Penelitian ini menggunakan metode kualitatif deskriptif. Penelitian ini memberikan gambaran bagaimana pelaksanaan strategi marketing yang dilakukan oleh Lazismu Pamekasan untuk mengenalkan produk wakaf tunai, serta bagaimana bentuk kegiatan marketing wakaf tunai.Peneliti mengumpulkan data lapangan berupa wawancara dan observasi serta data lainnya untuk mendapatkan gambaran yang utuh bagaimana implementasi stretegi marketing wakaf uang di LAZISMU PamekasanImplementasi strategi marketing Lazismu Pamekasan menggunakan personal selling, public relation dan popular media. Ketiga strategi ini memiliki relevansi yang kuat dengan Lazismu sebagai lembaga filantropi yang bergerak dalam bidang sosial keagamaan.

Relevansi Kitab Al-Milal wa Al-Nihal Karya Al-Shahrastani dalam Pemahaman Pluralisme Modern: Kajian Komparatif

Nur Fauzi — Mon, 23 Jun 2025 00:00:00 +0000

Penelitian ini bertujuan untuk mengkaji relevansi kitab Al-Milal wa Al-Nihal karya Al-Shahrastani dalam memahami pluralisme modern melalui pendekatan komparatif antara pemikiran klasik Islam dan teori pluralisme kontemporer. Menggunakan metode studi pustaka, penelitian ini menelaah pendekatan deskriptif dan analitis Al-Shahrastani terhadap berbagai keyakinan agama, serta membandingkannya dengan pandangan tokoh-tokoh pluralisme modern seperti John Hick dan Seyyed Hossein Nasr. Hasil penelitian menunjukkan bahwa kitab ini mengusung semangat keterbukaan, netralitas, dan penghormatan terhadap keragaman agama yang sejalan dengan nilai-nilai pluralisme modern. Meskipun demikian, beberapa tantangan ditemukan, terutama dalam hal adaptasi bahasa dan konteks konsep agar lebih relevan dengan realitas global saat ini. Penelitian ini menyimpulkan bahwa Al-Milal wa Al-Nihal memiliki potensi besar sebagai landasan teoritis dalam membangun dialog antaragama yang inklusif dan toleran di era kontemporer.

Hubungan Content Marketing Affilate dan Online Review Platform E-Commerce Shopee Terhadap Keputusan Pembelian Mahasiswa Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Indri Paramithasari, Solahuddin Mubarrok — Mon, 23 Jun 2025 00:00:00 +0000

This study aims to measure the influence of affiliate content marketing and online reviews on the Shopee platform on purchasing decisions of Islamic economics students at STAI Syaichona Moh. Cholil Bangkalan. This study uses a quantitative approach and uses Islamic economics students at STAI Syaichona Moh. Cholil Bangkalan as the object of research. The number of samples used in this study was 66 respondents. Data collection techniques using questionnaires and data processing and hypothesis testing using IBM SPSS Statistics 25. In this study, the X1 variable obtained a t-count result of 81.203> t table which has a value of 1,670 obtaining a significance value of 0.000 <0.05, it can be concluded that the content marketing affiliate variable partially has a significant effect on purchasing decisions, and the X2 variable obtained a t-count result of 78.945> from the t table which has a value of 1,670 obtaining a significance value of 0.000 <0.05, it can be concluded that the online review variable partially has a significant effect on purchasing decisions, while simultaneously content marketing affiliates and online reviews both have a significant effect as evidenced by the results of the f-count value of 14.780> f table 3.14 producing a significance value <0.05 which is 0.000. The R square value of 0.319 means that the variables of content marketing affiliate and online customer review contribute significantly together or simultaneously to the purchasing decision variable of 31.9% and the remaining 68.1% is influenced by other variables outside this study. Due to time constraints, the researcher only took the object of research on the 2020 batch of Islamic economics students at STAI Syaichona Moh. Cholil Bangkalan, and only on users of the Shopee platform application. This can be used as a suggestion for further researchers. The novelty in this study combines the variables of content marketing affiliate and online review on purchasing decisions made by the 2020 batch of Islamic economics students at STAI Syaichona Moh. Cholil Bangkalan who are users of the Shopee platform application.